Last Update: 1 January 2017
1. DEFINITIONS AND ACCEPTANCE
1.1 Please read these Terms and Conditions (the “Terms”) carefully because they are legally binding. These Terms apply to and govern your use of our website (the “Site) and services provided therein; in addition to any specific terms that we may draw to your attention prior to your purchase of any of our products or services from our Site.
1.2 By visiting the Site, you accept and agree to be bound by these Terms.
1.3 If you do not accept the Terms, you should not use the Site, services or download materials.
1.4 No verbal discussion or negotiations for the supply of any product or service will be binding unless confirmed in writing by Titoff Realty Ltd.
1.5 We occasionally update these Terms if we deem doing so appropriate; such updates are done without providing prior notice to you. The date of the last update is indicated at the top of this page. The Site is being updated and improved on an ongoing basis. We reserve the right to change or remove (temporarily or permanently) the whole Site or any part of it without notice, and you confirm that we shall not be liable to you for any such change or removal. Changes to these Terms may be made at any time, and your use of the Site or the purchase of products or services are subject to any such changes. You agree to check to see if any changes have been made to the Terms each time you visit the Site or purchase products or services from it.
1.6 “Website” or “Web Site” or “Site” refers to www.titoff.us
1.7 “We” or “Us” or “Ourselves” refers to Titoff Realty Ltd., a company registered in Belize; registered office: Titoff Place, 24.5 Old Northern Highway, Boston Village, Belize District, Belize, Central America.
1.8 “Services” means the IBC formation services and other services offered on our Site and, where relevant, includes any goods supplied by us.
1.9 “Materials” refers all intellectual property, designs, logo, textures, text or information supplied and produced on our Site.
2.1 No Liability. The Site provides International Business Company (IBC) incorporation and related services in Belize. The Site is a neutral venue, and you expressly relieve us of any and all liability arising from your use of any IBC formed at your request.
2.2 No Legal Advice. All material on the Site is provided for information purposes only and does not constitute legal, accounting or other professional advice, and it must therefore not be relied upon as such. You should arrange your own advice from a qualified party before acting in reliance on any of the information, or purchasing any of the products or services, available on or from the Site. Your use of our Site and services will never constitute an attorney-client relationship.
2.3 Site Content. While we shall take all reasonable care to ensure that the information contained on the Site is accurate and up to date, we make no representations, warranties or undertakings about any of the information content or materials provided on the Site (including, but not limited to, any as to quality, accuracy, completeness or reliability).
2.3.1 The Site is provided on an “AS IS” and “AS AVAILABLE” basis without any representation or endorsement made and without warranty of any kind whether express or implied, including, but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
2.3.2 No warranty is given that the functionality of the Site will be uninterrupted or error free, that defects will be corrected or that the Site or the server that makes it available are free of viruses or anything else that may be harmful or destructive.
2.3.3 We are not responsible for the content of other web sites that link to or from the Site. Links to other sites are provided simply for your information and do not imply that we approve of those sites or their content.
2.3.4 The materials and services on this Site are protected by copyright and/or other intellectual-property laws; any unauthorized use of the materials or services on the Site may violate such laws.
2.3.5 Except whereby express authority is granted, we do not grant any express or implied right to you under any patents, copyrights, trademarks or trade-secret information with respect to Materials and Services. No portion of the information or documents on this Site may be reproduced in any way, form or by means without prior written permission from Titoff Realty Ltd.
2.3.6 In connection with the supply of any goods or services ordered by you through the Site, we shall not be liable for any delay or failure to perform any of our obligations if the delay or failure results from events or circumstances outside our reasonable control, including, but not limited to, acts of God, strikes, lockouts, accidents, war, fire or failure of any communications, telecommunications or computer system, and we shall be entitled to a reasonable extension of our obligations to you (to the extent we owe any such obligations) should a Force Majeure event occur.
2.3.7 If a Force Majeure event to which this clause applies does occur, we agree to notify you as soon as practicable. If the Force Majeure event continues for more than 14 days, you shall have the right to cancel the agreement. Where services have been paid for in advance but have not been rendered, you will be entitled to a refund from the date of cancellation for all such services.
2.4 <strong>Bank Account</strong>. We are not affiliated with any bank; therefore, we cannot guarantee that a bank will accept your application to open an account. A bank makes its own decision about each application based on clients’ personal documents, business activity and results of a bank’s due-diligence procedures. We have no control over banks’ actions and decisions. We do not accept any responsibility for banks’ actions and decisions.
2.4.1 We charge a non-refundable fee of US$500 for our time to attempt to open a bank account on your behalf.
2.4.2 It is your responsibility to comply with all the bank’s requests and to provide the following documents, including, but not limited to:
A. Notarized copy of passport of each of the beneficial owners, authorized signatories, directors and shareholders;
B. Due diligence authorization form for each of the beneficial owners, authorized signatories and directors;
c. Bank reference letter (must be in English or duly translated into English by a certified translator) for each of the beneficial owners, authorized signatories and directors from a bank having in excess of two years of banking relationship with said persons;
D. Proof of address (must be in English or duly translated into English by a certified translator) for each of the beneficial owners, authorized signatories and directors;
E. Copy of a utility bill showing the address of each of the beneficial owners, authorized signatories and directors;
F. Professional reference letter (must be in English or duly translated into English by a certified translator) for each of the beneficial owners, authorized signatories and directors of the account from an accountant or attorney;
G. A bank may request any additional information and/or documents from you at its discretion, and you agree to comply with all such requests.
2.4.3 Titoff Realty Ltd. is not a financial institution and does not offer or provide any financial services.
2.4.4 You must submit all required documents to the bank; you must submit completed and signed bank forms and information requested by the bank.
2.4.5 Bank-introduction service is available only to those clients who registered their companies using our services. If you registered your company via another registered agent, you are not eligible for our bank-introduction service.
2.4.6 The bank-introduction service is completed when any one of the following happens:
A. A bank issues a formal letter advising that the account has been opened and indicating the account numbers;
B. A bank issues a similar formal letter advising Titoff Realty Ltd. that it has reviewed the application and has refused to open an account;
C. When you fail to provide us any requested document or information within three (3) weeks.
2.4.7 You should communicate directly with the bank upon approval of your bank-account application.
2.4.8 In case you choose not to proceed with your bank-account application for any reason, the fee of US$500 is forfeited.
2.4.9 Our bank-introduction service is available for the following banks: Choice Bank (Belize), Atlantic Bank International (Belize), Loyal Bank (St. Vincent), LeuPay Satabank (Malta).
2.5 Incorporation. The price of incorporation includes:
A. Government fee of US$100;
B. Our professional fee for incorporation (depending on the package chosen).
2.5.1 Registered office fee for the current calendar year and Registered Agent’s fee for the current calendar year are included in our professional fee for incorporation.
2.5.2 Our Platinum pack incorporation service includes a fee to appoint a Nominee Director (corporation) and Nominee Shareholder (corporation) as well as our US$500 fee to attempt to open a bank account at one of the banks, listed in the cl.2.4.9 of these Terms.
2.5.3 Please note that our Nominee Director and Nominee Shareholder is the company registered in Belize, Management Advisory Services Ltd.
2.5.4 We do not offer physical individuals as nominees.
2.5.5 We do not provide ID documents (passport, proof of address, etc.) of those individuals who are directors/shareholders of Management Advisory Services Ltd.
2.5.6 Our Nominee will NOT be involved in any business activities of your company and does not sign any documents apart from the General Power of Attorney. We do not accept any requests for your Nominee Director or your Nominee Shareholder to sign any document.
2.5.7 When our nominees resign, the following actions take place:
A. Nominee Director resigns from the office. We appoint the Beneficial Owner as new director of the company.
B. Share certificates issued in the name of our Nominee Shareholders are canceled.
C. We transfer all shares to the Beneficial Owner of the company.
D. A new share certificate is issued in the name of the Beneficial Owner.
E. A new Register of Directors is produced reflecting the change of directorship.
F. A new Register of Members is produced reflecting the transfer of shares.
G. The Declaration of Trust is cancelled.
H. Any powers of attorney issued up to the date of resignation are canceled and voided.
I. We forward the company’s new documents to the Beneficial Owner by e-mail.
J. In case the Beneficial Owner needs hard copies of the above-stated new corporate documents, we charge US$100 to courier those to the Beneficial Owner’s address.
K. In case the Beneficial Owner needs hard copies of the above-stated new corporate documents certified by a Notary Public and legalized by an apostille, we charge an additional US$200 for this service.
2.5.8 No gambling / no binary options: We do not accept companies whose business is gambling of any kind, trading of binary options, financial services without IFSC license under our management. We will resign immediately upon discovery that the company is engaged in gambling activities of any kind, trading of binary options or financial services without IFSC license. No refund will be offered for any unused services.
2.5.9 We do not offer our nominee service for those IBCs engaged in financial service of any kind.
2.5.10 All shares must be par value. We do not incorporate companies with non-par value shares.
2.5.11 We do not convert any of the IBC’s issued shares with par value into shares without par value;
2.5.12 It is your responsibility to comply with the cl.2.5.10 and cl.2.5.11; we will ignore any requests for non-par value shares and request clarification upon incorporation of an IBC.
2.6 Annual Fees. We will charge you an annual fee for the current calendar year each January. The fee includes:
A. Government license fee for the current calendar year.
B. Registered office address in Belize for the current calendar year in the amount of US$200 (as of 1 January 2017).
C. Registered Agent’s fee for the current calendar year in the amount of US$200 (as of 1 January 2017).
D. If you use our nominee service, we charge US$300 for both nominees (director and shareholder).
2.7 Transfer Out to Another Registered Agent. We will charge you a fee to transfer out. This fee includes:
A. Government license fee for the current calendar year (if still unpaid).
B. Resignation fee payable to the registry (US$25);
C. Registered office and Registered Agent’s fee;
D. Administrative fee (US$200);
All outstanding invoices owed to Titoff Realty Ltd. for the said company must be fully paid in order to effect transfer outs.
2.8 Termination. We reserve the right to withdraw or suspend your right to access or use the Site at any time without prior notice and without detailing our reason for doing so.
2.9 User Name and Password. The Site may provide the facility to register to gain enhanced access privileges or to purchase products or services. If you register, it is your responsibility to maintain the confidentiality of your password. On no account should you disclose your password to anyone else. You agree to indemnify and hold us harmless for any loss or damage we may incur resulting from breach of this clause.
3.1 All orders that you place through this Site are deemed to be an offer by you to purchase the products or services that we supply subject to these Terms and are subject to acceptance of the order by ourselves. We may choose to reject any order without providing a reason beforehand.
3.2 You are presented with a range of choices during the ordering process. It is your responsibility to ensure that you read and fully understand these choices before you proceed with any purchase. In the event that you have any queries regarding any aspect of your order or our products and/or services, we strongly recommend that you contact us using our contact details contained on the “Contact Us” page of our Site prior to proceeding with a purchase. Please note that although we endeavor to provide a prompt response to your inquiry, we cannot guarantee doing so in every instance. Therefore, it remains your responsibility to elicit further information from us regarding the product you intend to order before the order is placed.
4. WHAT YOU RECEIVE
4.1 Provided you have complied with the formalities necessary to purchase a company from us, the Registrar of Companies will generally complete the incorporation within 24 hours during normal working hours. However, we have no control over this process, which may take longer than the aforementioned period.
4.2 E-Pack: You will receive the following documents as PDF file by email:
4.2.1 Certificate of Incorporation
4.2.2 Minutes of Organizational Meeting (with corporate seal)
4.2.3 Register of Directors
4.2.4 Register of Beneficial Owners
4.2.5 Register of Members
4.2.6 Share Certificate (with corporate seal)
4.2.7 Memorandum & Articles of Association
4.3 E-pack is our digital package. No physical documents will be provided.
4.4 If you need us to apply a corporate seal on any other documents apart from Minutes of Organizational Meeting and Share Certificate, please request this optional service by completing the additional information field of the order form.
4.5 Silver Pack: You will receive the following documents:
4.5.1 Certificate of Incorporation
4.5.2 Minutes of Organizational Meeting (with corporate seal)
4.5.3 Register of Directors
4.5.4 Register of Beneficial Owners
4.5.5 Register of Members
4.5.6 Share Certificate (with corporate seal)
4.5.7 Memorandum & Articles of Association
4.5.8 Corporate seal
4.6 All original documents and corporate seal will be sent to your door by FedEx or DHL.
4.7 If you need us to apply a corporate seal on any other documents apart from Minutes of Organizational Meeting and Share Certificate, please request this optional service by completing the additional information field of the order form.
4.8 Gold Pack: You will receive the following documents:
4.8.1 Certificate of Incorporation
4.8.2 Minutes of Organizational Meeting (with corporate seal)
4.8.3 Register of Directors
4.8.4 Register of Beneficial Owners
4.8.5 Register of Members
4.8.6 Share Certificate (with corporate seal)
4.8.7 Memorandum & Articles of Association
4.8.8 Corporate seal
4.8.9 Set of all corporate documents (notarized, with Apostille)
4.9 All documents, mentioned in cl.4.8.1 – 4.8.9 and corporate seal will be sent to your door by FedEx or DHL.
4.10 If you need us to apply a corporate seal on any other documents apart from Minutes of Organizational Meeting and Share Certificate, please request this optional service by completing the additional information field of the order form.
4.11 Platinum Pack: You will receive the following documents:
4.11.1 Certificate of Incorporation
4.11.2 Minutes of Organizational Meeting (with corporate seal)
4.11.3 Register of Directors
4.11.4 Register of Beneficial Owners
4.11.5 Register of Members
4.11.6 Share Certificate (with corporate seal)
4.11.7 Memorandum & Articles of Association
4.11.8 Corporate seal
4.11.9 General Power of Attorney (with signature and corporate seal on page 4)
4.11.10 Declaration of Trust (with signature and corporate seal on page 2)
4.11.11 Set of all corporate documents (notarized, with Apostille)
4.12 All documents, mentioned in cl.4.11.1 – 4.11.11 and corporate seal will be sent to your door by FedEx or DHL.
4.13 If you need a corporate seal on any other documents apart from Minutes of Organizational Meeting, Share Certificate, General Power of Attorney or Declaration of Trust, please request this service by completing the additional information field of the order form.
4.14 If you need us to sign and/or apply a corporate seal on every page of your General Power of Attorney and/or Declaration of Trust, please request this optional service by completing the additional information field of the order form.
4.15 Bank introduction service is included in our Platinum package.
4.16 In addition to the formation of the company and company documents, you may optionally order additional products depending upon the package you have chosen – E-Pack, Silver, Gold or Platinum – with any associated products.
5. SERVICES THAT WE DO NOT PROVIDE
5.1 We do not provide legal advice, financial-product advice, accountancy advisory services, tax advice, auditing of your books or other services not expressly mentioned. Please note that some of these services are provided by our affiliates, to which we can introduce you. We accept no liability for any of the advice that our affiliates may provide you; any action on that advice that you wish to undertake must be taken against the affiliate individual or organization that provided you said advice.
5.2 We do not provide any advice regarding the suitability or adequacy of any company you may purchase from us for your intended purposes.
5.3 You are strongly advised to seek independent advice before you purchase a company from us. We assume that you have done so. If you have not yet taken such advice, please do not proceed with any purchase until you have done so.
5.4 We do not provide any guarantee of a banking facility for your company.
6. PRICE OF GOODS AND SERVICES
6.1 The price for any goods or services that you purchase from us is as set out under the option you select.
6.2. We reserve the right to periodically update the prices on the Site and to add to, amend or withdraw the products and services that we offer without prior notice.
6.3 We shall not be liable to anyone for withdrawing or amending any of the products we sell or for refusing or failing to process an order.
7. REQUIREMENTS TO ESTABLISH AN IBC
7.1 You have to provide the following documents:
A. Order form;
B. Beneficial owner’s declaration (we will provide the form);
C. Accounting resolution (we will provide the form);
D. Certified copy of beneficial owners’, directors’ and shareholders’ passports;
E. Certified copy of a recent utility bill confirming the place of residence of the beneficial owners, directors and shareholders; IMPORTANT: The utility bill must be either in English or duly translated into English by a certified translator;
F. Reference letter from an accountant, attorney or bank (in English or duly translated into English by a certified translator).
8. INTELLECTUAL PROPERTY
8.1 <strong>Ownership</strong>. The Site is owned and operated by Titoff Realty Ltd., Titoff Place, 24.5 Old Northern Highway, Boston Village, Belize District, Belize, C.A., a registered company in Belize.
8.1.1 Site contents and features, images, information and registered and unregistered trademarks are the exclusive property of Titoff Realty Ltd.
8.1.2 The Site is protected by international copyright, trademark, trade-secret and other intellectual property or proprietary-rights laws. You may not republish the contents of this Site, delete or alter any copyright, trademark or other proprietary-rights notices from copies of materials from this Site.
8.2 <strong>Your Submissions</strong>. If you submit forum posts, feedback, reviews or suggestions, we may use your submissions, without any obligation to you, for any purpose, including for advertising and for making your submissions available for viewing by other visitors to our Site.
8.3 <strong>Takedown Requests</strong>. We respect the intellectual-property rights of others and expect our users to do the same. We will address the claims of copyright infringement committed using our Site if such claims are reported to our designated Copyright Agent at firstname.lastname@example.org. In notifying us of alleged copyright infringement, include the following information:
A. Description of the copyrighted work that is the subject of the claimed infringement.
B. Description of the infringing material and information sufficient to allow us to locate the alleged material.
C. Contact information for you, including your address, telephone number and/or e-mail address.
D. A statement by you that you have a good-faith belief that the material in the manner complained of is not authorized by the copyright owner, by its agent or by the operation of any law.
E. A statement by you, signed under the penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed.
F. A physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all the above-listed information may result in the delay of the processing of your complaint.
<h3>9. YOUR RESPONSIBILITIES</h3>
9.1 <strong>By visiting our Site, you represent, warrant and agree that</strong>:
9.1.1 You are at least 18 years of age and have the full capacity to form a legally binding contract.
9.1.2 You will only provide correct, current and complete information to the Site.
9.1.3 You will remain solely responsible for how you use any IBC formed at your request.
9.1.4 You will treat log-in credentials as confidential. We have the right to disable any user-identification code or password at any time for any reason or no reason without notice or explanation.
9.1.5 You will ensure that anybody who accesses the Site through your Internet connection must be aware of these Terms and that they comply with these Terms.
9.1.6 You hereby acknowledge that you will receive no refunds except in limited circumstances resulting from our error, as outlined in our Refund Policy below.
9.1.7 As a consumer, you have the right to cancel your order for the provision of goods or services by notice in writing at any time before seven days have passed from the day of your order. If we have already registered an IBC before you exercise your right to cancel, the right to cancel is lost.
9.2 <strong>You must not</strong>:
9.2.1 Use the Site or services provided through it for any illegal purpose.
9.2.2 Copy, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material provided through our Site.
9.2.3 Use the Site to obtain materials, data or information for the purposes of developing a competing website or service.
9.2.4 Send any unsolicited mass communication, advertising or promotional material without our prior written consent.
9.2.5 Use any device, software or routine that interferes with the proper working of the Site or another’s use and enjoyment of it.
9.2.6 Attempt to gain unauthorized access to any parts of the Site or any server, computer or database connected to the Site.
9.2.7 Attack the Site via a denial-of-service attack or a distributed denial-of-service attack or otherwise.
9.2.8 Use the name of Titoff Realty Ltd. or Management Advisory Services Ltd. or our directors, employees or officers for any purpose.
<h3>10. REMEDIES FOR BREACH</h3>
10.1 We have the right to take any action that we deem necessary or appropriate if we have a reason to believe that any user has violated these Terms, infringed any intellectual property or other right or threatened the personal safety of users of the Site and/or the public. We may:
A. Terminate or suspend your access to all or part of the Site for any or no reason, including without limitation, for any violation of these Terms and Conditions.
B. Disclose your identity to any third party who claims that material posted by you violates its rights, including its intellectual-property rights or its right to privacy.
C. Block the violator’s IP address and/or notify his or her Internet service provider.
D. Take appropriate legal actions, including, but not limited to, referral to law enforcement for any illegal or unauthorized use of the Site.
E. Resign as your Registered Agent.
F. Resign as your Nominee Director and/or your Nominee Shareholder
11.1 You agree to indemnify and hold the Site (and its officers, directors, agents, subsidiaries, joint ventures, employees and third-party service providers) harmless from all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, including reasonable attorneys’ fees, costs, expenses or damages arising out of or related to:
A. Your use of our services.
B. A breach of these Terms.
C. Your violation of any law or the rights of a third party.
<h3>12. ELECTRONIC COMMUNICATIONS</h3>
12.1 You agree that all notices or other communications regarding your account and/or your use of the Site (“Communications”) may be provided to you electronically, and you agree to receive all Communications from us in electronic form. You may print a copy of any Communications to retain for your records. All electronic Communications will be considered as legally binding as if they were in paper form. We reserve the right, but assume no obligation, to provide Communications in paper format.
12.2 You agree that upon incorporation, you will communicate with Titoff Realty Ltd. in English and not in any other language. We assume no responsibility for any errors from our side if instructions received are in any language other than English.
12.3 You may revoke your consent to receive Communications electronically, but if you revoke your consent to receive Communications electronically, we reserve the right to terminate your right to use the Site.
<h3>13. DATA SECURITY</h3>
13.1 We are committed to protecting your privacy. We will not sell or make your data available to any third party without your prior consent, provided, however, that we may pass your data to other companies in the same or associated management or control as ourselves in order to facilitate the provision of the services you request.
13.2 We adhere to generally accepted industry standards of protecting the personal information submitted to us both during transmission and once we receive it. However, we cannot guarantee the security of your personal information transmitted to our Site because any transmission of information over the Internet entails inherent risks. We are not responsible for the circumvention of any privacy settings or security measures contained on the Site. Any transmission of personal information is done at your own risk.
<h3>14. NO WARRANTY</h3>
YOUR USE OF THE SITE, SERVICES, DOCUMENTS OR ITEMS PROVIDED THROUGH IT IS DONE AT YOUR OWN RISK. WE DO NOT WARRANT THAT OUR SITE OR SERVICES WILL MEET YOUR EXPECTATIONS OR REQUIREMENTS. WE HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSES. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH IT. IN NO EVENT WILL OUR LIABILITY EXCEED US$100. NO CLAIM, SUIT OR ACTION MAY BE BROUGHT AGAINST US AFTER SIX MONTHS FROM THE UNDERLYING CAUSE OF ACTION. SOME JURISDICTIONS DO NOT ALLOW CERTAIN EXCLUSIONS OF WARRANTIES OR LIABILITY LIMITATIONS, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
<h3>15. LIMITATION OF LIABILITY</h3>
IN NO EVENT WILL WE, OUR EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION TO YOUR USE, OR INABILITY TO USE, OF OUR SITE, ANY CONTENT ON OUR SITE OR ANY SERVICES, DOCUMENTS OR ITEMS OBTAINED THROUGH IT, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, THE LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, PERSONAL INJURY AND EMOTIONAL DISTRESS, WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. SOME JURISDICTIONS DO NOT ALLOW CERTAIN EXCLUSIONS OF WARRANTIES OR LIABILITY LIMITATIONS, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
<h3>16. REFUND POLICY</h3>
16.1 All payments are final, and you will receive no refunds. Notwithstanding the foregoing, we will correct our errors (wrong name, address, D.O.B. on the documents, etc.) at our own expense, and we will pay shipping costs for the corrected documents. We are not liable if you make errors on the order form, and you shall bear the cost of amending the resulting documents.
16.2 No fees or advance payments will be refunded in the following instances:
16.2.1 You breach any condition of your license issued by the IFSC.
16.2.2 Your license was revoked by the IFSC.
<h3>17. RELATIONSHIP OF THE PARTIES</h3>
17.1 You and Titoff Realty Ltd. are independent contracting parties. Nothing in these Terms and Conditions is intended to, or shall be deemed to, constitute a partnership or joint venture of any kind between any of the parties or constitute the agent of another party for any purpose. No party shall have the authority to act as agent for, or to bind, the other party in any way.
18.1 If any provision of these Terms is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions shall not be affected.
19.1 We may transfer, assign or subcontract the rights, interests or obligations under these Terms and Conditions at our sole discretion without obtaining your consent. You may not transfer, assign or subcontract the rights, interests or obligations under these Terms and Conditions without obtaining our consent.
<h3>20. GOVERNING LAW AND JURISDICTION</h3>
20.1 Your use of the Site and the purchase of any products or services from it are governed in accordance with the laws of Belize.
20.2 The Belizean courts shall have exclusive jurisdiction over any dispute or difference arising out of or in connection to your use of the Site or the purchase of any products or services from it.
<h3>21. CONTACT US</h3>
21.1 Please submit all comments, requests and questions relating to the Site to email@example.com